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Ranked #1251 by analyst upside · 2026-09-27
UPST
Upstart Holdings, Inc.
Financial Services · Market Cap $2B · P/E 45.8x
ANALYST PRICE TARGET
+68.0%
implied upside to consensus target
Current Price $23.81
Consensus Target $40.0
Bull Target $61.0
Bear Target $20.0
Analysts Covering 16
ANALYST CONSENSUS - HOLD
Strong Buy
1
Buy
6
Hold
7
Sell
2
52-Week Low $23.72
52-Week High $57.95
YTD Return -48.1%
FUNDAMENTALS
Market Cap $2B
P/E Ratio (TTM) 45.8x
Forward P/E 6.8x
EPS (TTM) $0.52
PEG Ratio N/A
Dividend Yield N/A
Revenue (TTM) $1.3B
Profit Margin 4.7%
52-WEEK RANGE
52-Week Low $23.72
52-Week High $57.95
Current Price $23.81
Bear Target $20.0
Bull Target $61.0
● Now $23.81 ● Target $40.0
TRADING DATA
Avg Volume 4.3M
YTD Return -48.1%
Analyst Count 16
Consensus Hold
Upside to Target +68.0%
Last Updated 2026-09-27

ANALYST SUMMARY

Upstart Holdings, Inc. (UPST) is currently trading at $23.81 with a Wall Street consensus price target of $40.0, implying potential upside of 68.0% over the next 12 months. 16 analysts currently cover UPST, with a consensus rating of Hold - 44% of analysts rate the stock a Buy or Strong Buy. The most bullish analyst has a price target of $61.0, while the most cautious has a target of $20.0.

UPST operates in the Financial Services sector with a market capitalisation of $2B. The stock is down 48.1% year-to-date and is currently trading near the lower end of its 52-week range of $23.72 – $57.95.

SIMILAR STOCKS

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RECENT ANALYST CALLS

Upgrade/downgrade history for UPST, with each firm's 90-day track record across all stocks we track. See full firm rankings →

BTIG reit
Buy → Buy 2026-09-22 38% win rate (8 calls)
Loop Capital ● Initiated
Hold 2026-09-09 Building track record
Needham - Reiterated
Buy → Buy 2026-08-05 20% win rate (5 calls)
Piper Sandler - Reiterated
Overweight → Overweight 2026-08-05 14% win rate (7 calls)
BTIG reit
Buy → Buy 2026-08-05 38% win rate (8 calls)
Citigroup - Reiterated
Buy → Buy 2026-07-22 Building track record
Goldman Sachs - Reiterated
Neutral → Neutral 2026-07-09 Building track record
Needham - Reiterated
Buy → Buy 2026-07-07 20% win rate (5 calls)
HISTORICAL SNAPSHOT

Point-in-time data from StockUpside's daily snapshots. Tracks price, analyst target, upside %, consensus, and analyst count.

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ANALYST CONVICTION SCORE
29
out of 100
Coverage depth
22/30
Consensus clarity
0/30
Vote unanimity
5/25
Rating stability
2/15

Measures analyst agreement, not fundamental quality. A high score means analysts broadly agree on this call - not that the stock will go up.

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