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Ranked #1657 by analyst upside · 2026-08-12
UPST
Upstart Holdings, Inc.
Financial Services · Market Cap $3B · P/E 57.5x
ANALYST PRICE TARGET
+35.8%
implied upside to consensus target
Current Price $29.89
Consensus Target $40.6
Bull Target $61.0
Bear Target $20.0
Analysts Covering 15
ANALYST CONSENSUS - BUY
Strong Buy
2
Buy
6
Hold
6
Sell
1
52-Week Low $23.96
52-Week High $76.95
YTD Return -34.8%
FUNDAMENTALS
Market Cap $3B
P/E Ratio (TTM) 57.5x
Forward P/E 9.1x
EPS (TTM) $0.52
PEG Ratio N/A
Dividend Yield N/A
Revenue (TTM) $1.3B
Profit Margin 4.7%
52-WEEK RANGE
52-Week Low $23.96
52-Week High $76.95
Current Price $29.89
Bear Target $20.0
Bull Target $61.0
● Now $29.89 ● Target $40.6
TRADING DATA
Avg Volume 4.5M
YTD Return -34.8%
Analyst Count 15
Consensus Buy
Upside to Target +35.8%
Last Updated 2026-08-12

ANALYST SUMMARY

Upstart Holdings, Inc. (UPST) is currently trading at $29.89 with a Wall Street consensus price target of $40.6, implying potential upside of 35.8% over the next 12 months. 15 analysts currently cover UPST, with a consensus rating of Buy - 53% of analysts rate the stock a Buy or Strong Buy. The most bullish analyst has a price target of $61.0, while the most cautious has a target of $20.0.

UPST operates in the Financial Services sector with a market capitalisation of $3B. The stock is down 34.8% year-to-date and is currently trading near the lower end of its 52-week range of $23.96 – $76.95.

SIMILAR STOCKS

Other Financial Services stocks with comparable size and valuation.

RECENT ANALYST CALLS

Upgrade/downgrade history for UPST, with each firm's 90-day track record across all stocks we track. See full firm rankings →

Needham reit
Buy → Buy 2026-06-15 20% win rate (5 calls)
Piper Sandler - Reiterated
Overweight → Overweight 2026-05-06 14% win rate (7 calls)
Needham - Reiterated
Buy → Buy 2026-05-06 20% win rate (5 calls)
BTIG reit
Buy → Buy 2026-05-06 38% win rate (8 calls)
BTIG reit
Buy → Buy 2026-04-09 38% win rate (8 calls)
Mizuho - Reiterated
Outperform → Outperform 2026-03-26 Building track record
BTIG ↑ Upgrade
Neutral → Buy 2026-03-16 38% win rate (8 calls)
Needham reit
Buy → Buy 2026-03-11 20% win rate (5 calls)
HISTORICAL SNAPSHOT

Point-in-time data from StockUpside's daily snapshots. Tracks price, analyst target, upside %, consensus, and analyst count.

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ANALYST CONVICTION SCORE
31
out of 100
Coverage depth
21/30
Consensus clarity
3/30
Vote unanimity
5/25
Rating stability
2/15

Measures analyst agreement, not fundamental quality. A high score means analysts broadly agree on this call - not that the stock will go up.

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