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Ranked #2405 by analyst upside · 2026-06-27
UPST
Upstart Holdings, Inc.
Financial Services · Market Cap $3B · P/E 80.1x
ANALYST PRICE TARGET
+19.2%
implied upside to consensus target
Current Price $33.66
Consensus Target $40.13
Bull Target $80.0
Bear Target $20.0
Analysts Covering 15
ANALYST CONSENSUS — BUY
Strong Buy
2
Buy
6
Hold
6
Sell
1
52-Week Low $23.96
52-Week High $87.3
YTD Return -26.6%
FUNDAMENTALS
Market Cap $3B
P/E Ratio (TTM) 80.1x
Forward P/E 9.8x
EPS (TTM) $0.42
PEG Ratio N/A
Dividend Yield N/A
Revenue (TTM) $1.2B
Profit Margin 4.2%
52-WEEK RANGE
52-Week Low $23.96
52-Week High $87.3
Current Price $33.66
Bear Target $20.0
Bull Target $80.0
● Now $33.66 ● Target $40.13
TRADING DATA
Avg Volume 4.7M
YTD Return -26.6%
Analyst Count 15
Consensus Buy
Upside to Target +19.2%
Last Updated 2026-06-27

ANALYST SUMMARY

Upstart Holdings, Inc. (UPST) is currently trading at $33.66 with a Wall Street consensus price target of $40.13, implying potential upside of 19.2% over the next 12 months. 15 analysts currently cover UPST, with a consensus rating of Buy — 53% of analysts rate the stock a Buy or Strong Buy. The most bullish analyst has a price target of $80.0, while the most cautious has a target of $20.0.

UPST operates in the Financial Services sector with a market capitalisation of $3B. The stock is down 26.6% year-to-date and is currently trading near the lower end of its 52-week range of $23.96 – $87.3.

SIMILAR STOCKS

Other Financial Services stocks with comparable size and valuation.

RECENT ANALYST CALLS

Upgrade/downgrade history for UPST, with each firm's 90-day track record across all stocks we track. See full firm rankings →

Needham reit
Buy → Buy 2026-06-15 20% win rate (5 calls)
Piper Sandler — Reiterated
Overweight → Overweight 2026-05-06 14% win rate (7 calls)
Needham — Reiterated
Buy → Buy 2026-05-06 20% win rate (5 calls)
BTIG reit
Buy → Buy 2026-05-06 38% win rate (8 calls)
BTIG reit
Buy → Buy 2026-04-09 38% win rate (8 calls)
Mizuho — Reiterated
Outperform → Outperform 2026-03-26 Building track record
BTIG ↑ Upgrade
Neutral → Buy 2026-03-16 38% win rate (8 calls)
Needham reit
Buy → Buy 2026-03-11 20% win rate (5 calls)
HISTORICAL SNAPSHOT

Point-in-time data from StockUpside's daily snapshots. Tracks price, analyst target, upside %, consensus, and analyst count.

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ANALYST CONVICTION SCORE
out of 100
Coverage depth
0/30
Consensus clarity
0/30
Vote unanimity
0/25
Rating stability
0/15

Measures analyst agreement, not fundamental quality. A high score means analysts broadly agree on this call — not that the stock will go up.

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