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Ranked #3347 by analyst upside · 2026-08-13
LOB
Live Oak Bancshares, Inc.
Financial Services · Market Cap $2B · P/E 15.0x
ANALYST PRICE TARGET
+7.6%
implied upside to consensus target
Current Price $42.76
Consensus Target $46.0
Bull Target $49.0
Bear Target $44.0
Analysts Covering 4
ANALYST CONSENSUS - BUY
Strong Buy
1
Buy
1
Hold
2
Sell
0
52-Week Low $29.36
52-Week High $44.53
YTD Return +23.4%
FUNDAMENTALS
Market Cap $2B
P/E Ratio (TTM) 15.0x
Forward P/E 10.2x
EPS (TTM) $2.86
PEG Ratio N/A
Dividend Yield 0.28%
Revenue (TTM) $526M
Profit Margin 26.5%
52-WEEK RANGE
52-Week Low $29.36
52-Week High $44.53
Current Price $42.76
Bear Target $44.0
Bull Target $49.0
● Now $42.76 ● Target $46.0
TRADING DATA
Avg Volume 260K
YTD Return +23.4%
Analyst Count 4
Consensus Buy
Upside to Target +7.6%
Last Updated 2026-08-13

ANALYST SUMMARY

Live Oak Bancshares, Inc. (LOB) is currently trading at $42.76 with a Wall Street consensus price target of $46.0, implying potential upside of 7.6% over the next 12 months. 4 analysts currently cover LOB, with a consensus rating of Buy - 50% of analysts rate the stock a Buy or Strong Buy. The most bullish analyst has a price target of $49.0, while the most cautious has a target of $44.0.

LOB operates in the Financial Services sector with a market capitalisation of $2B. The stock is up 23.4% year-to-date and is currently trading near the upper end of its 52-week range of $29.36 – $44.53.

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RECENT ANALYST CALLS

Upgrade/downgrade history for LOB, with each firm's 90-day track record across all stocks we track. See full firm rankings →

TD Cowen - Reiterated
Buy → Buy 2026-04-27 Building track record
Piper Sandler - Reiterated
Neutral → Neutral 2026-04-27 14% win rate (7 calls)
Keefe, Bruyette & Woods - Reiterated
Outperform → Outperform 2026-04-24 Building track record
TD Cowen - Reiterated
Buy → Buy 2026-02-03 Building track record
Piper Sandler - Reiterated
Neutral → Neutral 2025-10-24 14% win rate (7 calls)
Cantor Fitzgerald ● Initiated
Neutral 2025-09-10 40% win rate (10 calls)
Keefe, Bruyette & Woods ↑ Upgrade
Market Perform → Outperform 2025-08-19 Building track record
Keefe, Bruyette & Woods reit
Market Perform → Market Perform 2025-07-25 Building track record
HISTORICAL SNAPSHOT

Point-in-time data from StockUpside's daily snapshots. Tracks price, analyst target, upside %, consensus, and analyst count.

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ANALYST CONVICTION SCORE
47
out of 100
Coverage depth
12/30
Consensus clarity
28/30
Vote unanimity
5/25
Rating stability
2/15

Measures analyst agreement, not fundamental quality. A high score means analysts broadly agree on this call - not that the stock will go up.

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